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Secure Your Financial Future

Many doctors, lawyers, architects, and other people from all walks of life design and carry out their own retirement plans. However, if you have built up savings of at least $50,000 or more, it’s time to consider bringing in a professional retirement planner to help preserve and expand your nest egg.

You need someone who’s trained, credentialed, and experience in designing and executing a plan that best meets your needs and tolerance for risk. Plan for your momentous events with T & S Financial and Tax Services in Tucson, Arizona.

Our advisors are ready to listen to and understand your needs and concerns in order to provide objective feedback and keep your financial plans on track. Give us a call to speak with one of our team’s highly trained professionals today.

Helping You Take Action on Your Credit

As a consumer, you are afforded certain rights with regard to your credit. We will help you understand these rights and remove from your credit report any inaccurate, incomplete, or misleading items that are affecting your credit score.

Our credit counselors provide guidance on how you can improve your credit reports and scores through better financial management. Moreover, we can point you to credit repair organizations offering to remove negative information from your report. Generally, there are three steps in order to accomplish this:

  1. You will be asked to forward copies of your credit reports obtained directly from agencies such as Equifax, Experian, and TransUnion.
  2. The credit repair organizations will recommend which items should be disputed.
  3. They will then contact the reporting agencies to challenge the questionable items found on your reports.

However, credit reporting agencies are obligated under the Fair Credit Reporting Act (FCRA) to correct or delete inaccurate, incomplete, or unverifiable information within 30 days. They are not required to remove accurate information unless it is more than seven years old (or bankruptcies that are over ten years old). They must investigate the dispute without any charges toward you.

You cannot afford to live in potential for the rest of your life; at some point, you have to unleash the potential and make your move[ment].

- Erica Thomas

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